MIFID-II was finally published in June 2014, but was prepared by a number of actions in the various European countries, assembling professionals of all types. Proceedings of these various hearings all point to the same direction: Traditional questionnaires are usually not satisfactory (an AMF report of 2011 mentioned a 20% effectiveness only of them). suitability requires some precise knowledge of the risk profile of the individual investor. This profile has to combine both objective capacities to bear the risk and a subjective risk attitude. Art. 25 of Mifid-II reflects that shared opinion.